Disability Insurance and Supplemental Security Income both provide incentives
for beneficiaries to work. Disability insurance beneficiaries are encouraged
to work up to their full capacity and are permitted to earn an unlimited
amount of money for one year without losing any of their benefits. When
a beneficiary has been working for more than 12 months and has established
earnings that are substantial and can provide a comfortable living standard,
then the beneficiary will cease earning monthly benefits.
If at any point within five years of returning to work a beneficiary suffers
severe deterioration in his or her condition and the individual is not
able to continue working above substantial gainful activity level, then
that individual can resume benefits with expedited reinstatement. This
means that the applicant won't be required to repeat the entire disability
determination process that he or she initially went through to qualify
for benefits. Instead, he or she can contact the SSA and make sure that
benefits are reinstated promptly.
A lot of individuals that rely on SSDI are eventually able to find a job
that they can perform without too much physical strain and will eventually
cancel their SSDI because they can sustain income on their own. The SSA
has many incentives for those that return back to work. Supplemental Security
beneficiaries can have their benefits reduced based on their earnings,
but will still receive some earnings in order to bolster their existing income.
SSDI disability standards are very high, there are many individuals who will never be
able to return to work at all. These beneficiaries do not have any earnings,
and will rely on SSDI to sustain the costs of living. If you want more
information about beneficiaries or want to apply for SSDI, then you need
to talk with an attorney at the firm today for more information.