If you have a disabling medical condition that makes it so you are unable
to work and your condition is expected to last at least 12 months or result
in death, you may want to consider applying for Social Security Disability benefits.
If the Social Security Administration (SSA) approves your application for
disability benefits, how will you receive you payments? Would they mail you a check
each month, would they load the benefits onto a card, or would they use
On March 1, 2013, a new law went into effect, requiring that
SSI payments be made electronically. So, if you apply for SSDI benefits in
the near future, you will be strongly encouraged to sign up for electronic payments.
If up until now you’ve been receiving checks for SSDI or SSI, you
can expect the U.S. Department of the Treasury to contact you, requesting
that you comply with the latest requirement. If you need information about
switching to electronic payments, you can visit the Treasury’s
website or call (800) 333-1795.
Is direct deposit safe?
Some applicants are concerned over the safety of direct deposit. The SSA
contends that when people use direct deposit, they can be rest assured
that their funds are safe.
Since your benefits are deposited directly to your account via an electronic
funds transfer, you are not running the risk of having a check lost in
the mail, or even stolen out of your mailbox.
In fact, the SSA attests that since 1976 when direct deposit was first
made available to people receiving Social Security, not a single payment
has been lost.
Not only is direct deposit safe, it’s quick and convenient. Once
you sign up at your bank or credit union, or call the SSA, your benefits
are automatically deposited to your account each month. This way, you
don’t have to wait an extra 2 to 7 days for your check to arrive
in the mail!
If you are interested in applying for SSDI benefits,
contact our firm to meet with a Dallas Social Security Disability attorney!