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How Will I Receive My SSDI Payments?

If you have a disabling medical condition that makes it so you are unable to work and your condition is expected to last at least 12 months or result in death, you may want to consider applying for Social Security Disability benefits.

If the Social Security Administration (SSA) approves your application for disability benefits, how will you receive you payments? Would they mail you a check each month, would they load the benefits onto a card, or would they use direct deposit?

On March 1, 2013, a new law went into effect, requiring that SSDI and SSI payments be made electronically. So, if you apply for SSDI benefits in the near future, you will be strongly encouraged to sign up for electronic payments.

If up until now you’ve been receiving checks for SSDI or SSI, you can expect the U.S. Department of the Treasury to contact you, requesting that you comply with the latest requirement. If you need information about switching to electronic payments, you can visit the Treasury’s website or call (800) 333-1795.

Is direct deposit safe?

Some applicants are concerned over the safety of direct deposit. The SSA contends that when people use direct deposit, they can be rest assured that their funds are safe.

Since your benefits are deposited directly to your account via an electronic funds transfer, you are not running the risk of having a check lost in the mail, or even stolen out of your mailbox.

In fact, the SSA attests that since 1976 when direct deposit was first made available to people receiving Social Security, not a single payment has been lost.

Not only is direct deposit safe, it’s quick and convenient. Once you sign up at your bank or credit union, or call the SSA, your benefits are automatically deposited to your account each month. This way, you don’t have to wait an extra 2 to 7 days for your check to arrive in the mail!

If you are interested in applying for SSDI benefits, contact our firm to meet with a Dallas Social Security Disability attorney!