Do you have a disabled child under the age of 18? If so, the Social Security
Administration is not concerned about your child’s disability when
the agency determines whether he or she qualifies for
Social Security Disability benefits as your dependent.
Generally, a child’s benefits stop once they turn 18, unless he or
she is attending elementary or high school full-time. In order for your
disabled son or daughter to receive benefits on your work record after
they turn 18, they must meet the following criteria:
- Your child must have become disabled before the age of 22, and
- Your child must meet the SSA’s definition of a “disability,”
which applies to all adult applicants.
Disabled Adult Children
If your child is an adult who became disabled before the age of 22, he
or she may be eligible for child’s benefits if they have a parent
who: is deceased, or begins to receive disability or retirement benefits.
Under these circumstances, this would be considered a “child benefit”
because your child would be paid on one of their parent’s Social
Security earnings record.
An adult child includes a biological child, an adopted child, and in some
cases a stepchild, grandchild, or even a step grandchild.
However, for the adult child to qualify, they cannot be married, they must
be at least 18 years of age, and their disability must have started before
they turned 22.
For example, let’s say that John started collecting his Social Security
retirement benefits when he turned 62. John’s son is 30-years old
and he had a traumatic brain injury in a car accident when he was 16,
rendering him severely disabled.
Now that John is collecting Social Security retirement benefits, his disabled
son can start collecting the disabled child’s benefit on John’s
Social Security record.
What if John’s son is already receiving SSI benefits? John should
check to see if his son may be able to get benefits on his, or his wife’s
earning record. Their son may be able to receive higher benefits, and
he may be entitled to Medicare.
Do you have an adult disabled child? If so, he or she may qualify for the
child’s benefit under your work record. To learn more,
contact a Dallas Social Security Disability attorney from our firm!