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What You Should Know About SSDI

Are you considering filing for Social Security Disability (SSDI) benefits? If so, you probably have a lot of questions, which is only natural. In this post, we are going to explain some basic facts about SSDI so you can better understand how these benefits work.

If you have further questions about SSDI or if you are ready to apply, we encourage you to contact our law firm for advice and assistance. Here is what you should know about Social Security Disability:

1. You must qualify in order to receive SSDI. In order to receive SSDI benefits, you must have worked long enough to earn the required work credits (on average, about 10 years). Then, your medical condition must meet the Social Security Administration’s (SSA) definition of a disability.

2. Your disability must prevent you from doing any meaningful work. If you can adjust to another type of work, or if you can perform “light” duties, then you probably will not qualify for SSDI. In order to qualify, your condition must prevent you from doing any type of work.

3. You can return to work while receiving SSDI benefits. The SSA understands that returning to work is a sensitive process that takes time. Fortunately, the SSA has special rules that allows people to return to work without risking their initial benefits. In fact, people are allowed to go back to work for a nine-month trial period to test whether they are able to return to work.

4. When you reach full retirement age, SSDI benefits automatically convert to retirement benefits. You cannot receive both retirement benefits and disability benefits at the same time.

5. SSDI and SSI are not the same. The SSDI program is primarily funded by employment taxes, whereas the Supplemental Security Income (SSI) program is funded by general tax revenue; this program is specifically for people with very limited resources and income.

6. There is a waiting period for SSDI benefits. When you apply for SSDI benefits, you must wait five months before you can begin receiving benefits. The SSA pays your first benefit after the sixth month that they found your disability began.

Do you have more questions about obtaining disability benefits? If so, we have all the answers! To access the information you need, please contact our Dallas Social Security Disability lawyers!