When you think about it, a significant number of people have a medical
condition of some sort. From asthma, to PTSD, to diabetes and everything
in between. Sometimes these conditions make it very difficult to get through
the day, but we work anyway because we can’t afford not to.
If you are working full time and you have a chronic medical condition,
you may be wondering if you can apply for
Social Security Disability benefits. After all, you do have medical problems.
According to the Social Security Administration’s guidelines, just
because someone has a disability, it doesn’t mean that he or she
is considered “disabled” under the SSA’s definition.
Generally, the SSA considers someone disabled if their medical condition
is severe enough that it will last at least one year or result in death,
and they are unable to engage in “substantial” gainful activity (SGA).
Even if you have serious health problems, if you are working full time
and you file an application for SSDI benefits, the chances of being approved are slim.
If someone is working full time, or even part-time and their earnings exceed
a specified level, they would be denied based on the fact that they are
continuing to work.
Such an applicant’s case wouldn’t even reach the medical review
because of their work activity, not because of their health. Their work
activity would be the basis of their denial.
If an applicant is working full or part-time, the SSA would consider their
work to be “substantial” if it required them to do any significant
mental or physical activities or a combination of the two. For example,
working as a cashier or a receptionist can qualify as “substantial” work.
How much are you earning?
Another issue is your gross earnings. Per the 2016 figure used to determine
substantial gainful activity, if a person earns more than $1,130 a month,
they are not considered disabled. However, that number is $1,820 for blind
The above information applies only to people who are working and apply
for Social Security Disability; this does not apply to someone who is
already receiving benefits and wants to return to work.
The SSA offers work incentives to help people who are on disability so
they can return to work.
Do you have further questions about applying for disability benefits?
Dallas Social Security Disability lawyer for the guidance you need!