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Can I Collect Workers' Compensation & SSDI?

Workplace injuries and illnesses are extremely common. A worker can be injured in a work-related accident, they can suffer from an occupational disease due to continuous exposure to a toxic or irritating substance, or they can become disabled due to a repetitive stress injury, also known as a “repetitive motion injury.”

When a worker is seriously injured due to a job-related injury or illness, often the first place they will look for compensation is their employer’s workers’ compensation insurance, a state-regulated insurance program that provides income and medical benefits to employees who suffer from a work-related injury or illness.

How Workers’ Comp Affects Disability Benefits

If you decide to collect workers’ compensation and apply for Social Security Disability benefits, it’s important that you understand that workers’ compensation benefits may affect your disability payments.

Workers’ compensation benefits are paid by federal or state workers’ compensation agencies, by the employers themselves, or by insurance companies paid for by employers.

If you are receiving workers’ compensation AND you are approved for Social Security Disability benefits, please note that the total amount of benefits that you receive cannot exceed 80 percent of the average earnings that you were receiving before you became disabled.

To calculate this reduction, you would take your monthly disability benefits, including any benefits that are being paid to your family members, and you would add them together with your workers’ compensation benefits.

If the total amount of all of these benefits is more than 80 percent of your average current earnings, the excess amount would be deducted from your Social Security Disability benefit.

Are you interested in applying for disability benefits?

If you are currently receiving workers’ compensation benefits and are interested in finding out if you could receive additional compensation from the Social Security Disability program, we suggest that you contact our firm to schedule a consultation with a Dallas Social Security Disability attorney.