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Benefits for the Children of Disabled Adults

If you are a disabled parent, one of your first concerns will be, “How will I care for my children?” You are not alone in this struggle and the Social Security Administration is well aware of it.

According to the SSA, over 4 million children receive over $2.5 billion in benefits from Social Security because one or both of their parents are retired, disabled, or they passed away.

The money that is spent on these children is critical as it helps families provide the basic necessities, such as food, clothing and shelter. The benefits also help ensure that children are able to complete their high school education, instead of having to drop out and work to help support their family.

When a parent becomes disabled and unable to work, the Social Security benefits provide much-needed resources to help the family pay their daily living expenses.

Note: If you have a disabled child and you have little income, your child may be eligible for Supplemental Security Income benefits (SSI). Feel free to contact our office to learn more about the benefits available for children with disabilities.

Who is eligible for child’s benefits?

Is your child eligible for benefits under your work record? If the SSA determines that you are disabled, then your child can receive benefits if he or she is:

  • Your biological child
  • Your adopted child
  • A dependent stepchild

For your child to receive benefits, you or their other parent must be disabled, retired, or entitled to Social Security benefits, or your child must have a parent that died after they worked long enough in a job where they paid into Social Security.

For a child to gain access to a parent’s benefits, the child must be unmarried, under 18, or 18 to 19 years-old but a full-time high school student, or 18 or older with a disability that started before the age of 22.

If a child is eligible for Social Security benefits because their parent is disabled, retired, or deceased, his or her benefits shall continue until they turn 18, unless the child is disabled or a student.

To learn more about Social Security benefits for children, contact a Dallas Social Security Disability attorney from our firm!