Most of us must rely on our health so we can work and provide for ourselves,
and so we can provide for our families. Whether you’re single, married,
or married with children, surely it’s critical that you can work
and provide for your household.
When you unexpectedly become disabled because of an accident, illness or
disease, your whole world is tuned upside-down. How are you going to provide
for yourself? If you have a family, how are you going to pay the rent
or mortgage and put food on the table?
If you’ve recently become disabled, these concerns are at the top
of your mind right now, and that’s entirely understandable! Now
you’re thinking about the various avenues that you can obtain money
so you can provide for your household. One possible remedy being Social
Security Disability benefits.
Can you obtain
Social Security Disability benefits? Are you even eligible? Let’s take a look at the basic
requirements to receive SSDI benefits.
Are you eligible for SSDI benefits?
First, you should know that the Social Security Administration (SSA) pays
disability benefits to individuals who have a disabling medical condition
that is expected to last 12 months or more, or result in death. So, if
your condition is only temporary and should heal in a few short months,
you probably would not qualify.
Second, your medical condition must be severe enough that you cannot work
at all. Meaning, you cannot engage in a different type of work than you
did before, and you cannot do lighter or “easier” work than
you did before you became disabled.
For example, if a bus driver hurt her back and could no longer drive a
bus, but she could still answer phones or do basic data entry, then should
would not meet the SSA’s definition of a disabled person. In order
for her condition to qualify, she wouldn’t be able to perform
any meaningful work.
Meeting the Earnings Requirement
Finally, the last piece of the puzzle is meeting the earnings requirement
to receive disability benefits. In order for someone to receive disability
benefits, they must have paid into the system long enough. Here are some examples:
- If you are under 28, you must have worked for 1.5 years
- If you are 30, you must have worked for 2 years
- If you are 38, you must have worked 4 years
- If you are 44, you must have worked 5.5 years
- If you are 50, you must have worked for 7 years
If you are unable to work because of your medical condition, you should
apply for disability benefits as soon as possible. It can take three to
five months to process an application, so you want to get started sooner
To learn more about the application process and which documents you will
contact the Dallas Social Security Disability attorneys at The Zendeh Del Law
Firm, PLLC today!