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Qualifying for Social Security Disability

Most of us must rely on our health so we can work and provide for ourselves, and so we can provide for our families. Whether you’re single, married, or married with children, surely it’s critical that you can work and provide for your household.

When you unexpectedly become disabled because of an accident, illness or disease, your whole world is tuned upside-down. How are you going to provide for yourself? If you have a family, how are you going to pay the rent or mortgage and put food on the table?

If you’ve recently become disabled, these concerns are at the top of your mind right now, and that’s entirely understandable! Now you’re thinking about the various avenues that you can obtain money so you can provide for your household. One possible remedy being Social Security Disability benefits.

Can you obtain Social Security Disability benefits? Are you even eligible? Let’s take a look at the basic requirements to receive SSDI benefits.

Are you eligible for SSDI benefits?

First, you should know that the Social Security Administration (SSA) pays disability benefits to individuals who have a disabling medical condition that is expected to last 12 months or more, or result in death. So, if your condition is only temporary and should heal in a few short months, you probably would not qualify.

Second, your medical condition must be severe enough that you cannot work at all. Meaning, you cannot engage in a different type of work than you did before, and you cannot do lighter or “easier” work than you did before you became disabled.

For example, if a bus driver hurt her back and could no longer drive a bus, but she could still answer phones or do basic data entry, then should would not meet the SSA’s definition of a disabled person. In order for her condition to qualify, she wouldn’t be able to perform any meaningful work.

Meeting the Earnings Requirement

Finally, the last piece of the puzzle is meeting the earnings requirement to receive disability benefits. In order for someone to receive disability benefits, they must have paid into the system long enough. Here are some examples:

  • If you are under 28, you must have worked for 1.5 years
  • If you are 30, you must have worked for 2 years
  • If you are 38, you must have worked 4 years
  • If you are 44, you must have worked 5.5 years
  • If you are 50, you must have worked for 7 years

If you are unable to work because of your medical condition, you should apply for disability benefits as soon as possible. It can take three to five months to process an application, so you want to get started sooner than later.

To learn more about the application process and which documents you will need, please contact the Dallas Social Security Disability attorneys at The Zendeh Del Law Firm, PLLC today!