Did you recently become disabled to the point where you were not able to
work and earn a living? If so, you may be feeling like you’re running
out of options for income.
Perhaps now it’s time to consider applying for
Social Security Disability (SSD) or Supplemental Security Income (SSI). However, you’re not
sure which program is right for you; you’re not sure what sets the
two programs apart. What’s the difference between SSD and SSI?
Social Security Disability and
Supplemental Security Income are two large federal programs; both programs were designed to help people
with disabilities. Both of these programs are handled by the Social Security
Administration, yet they are different in many ways.
Social Security Disability
Under the SSD program, you and certain family members are paid as long
as you are “insured” under the program, meaning you’ve
paid Social Security taxes and worked long enough to qualify under the program.
What SSD does:
- It helps people who meet the SSA’s definition of “disability”
pay for their basic needs. Qualifying individuals have worked long enough
and paid enough Social Security taxes to receive benefits under this program.
- SSD may pay benefits to an adult child who qualifies on a parent’s
earning record if he or she became disabled before the age of 22.
Supplemental Security Income
Unlike SSD, you are not required to have paid Social Security taxes or
worked for a certain number of years to qualify under this program. This
is because SSI pays people benefits strictly based on their “financial
need.” SSI is technically an income supplement program; it’s
funded by general tax revenues – it is not funded by our Social
What SSI does:
- Helps older people, the blind and disabled who have very little or no income.
- It helps the above individuals pay for their basic needs, such as food,
clothing and shelter.
Are you interested in applying for SSD or SSI benefits? If so,
contact The Zendeh Del Law Firm, PLLC to schedule a consultation with a Dallas Social Security Disability Lawyer!