You’ve probably heard about Medicare, but you may not know what it
is exactly. Our government created Medicare so people age 65 and older
would have access to health insurance. Medicare also provides health insurance
to people who are under the age of 65, but who have permanent kidney failure,
Lou Gehrig’s disease, or certain
Medicare is an important program that helps cover people’s healthcare
costs. It does not however, cover
all medical costs, nor does it cover long-term care (most cases). How does
Medicare get the funds to pay for the program? Most of the costs are paid
through payroll taxes deducted from workers’ pay checks, and another
portion comes from monthly premiums, which are deducted from people’s
Social Security checks.
Four Parts of Medicare
Medicare is broken down into four parts: Part A, Part B, Part C, and Part D.
Medicare Part A: This is hospital insurance, which goes towards inpatient care, whether
it’s in a hospital or skilled nursing facility. It can also help
pay for hospice care and home health care.
Medicare Part B: This part covers medical insurance; it goes towards services provided by
doctors and other healthcare providers. It also helps pay for home healthcare,
outpatient care, and durable medical equipment.
Medicare Part C: This is called Medicare Advantage and it includes the benefits and services
that are covered in Part A and Part B. Some of the plans also cover prescription drugs.
Medicare Part D: This is “Medicare prescription drug coverage.”
Note: Often, people think that Medicare and Medicaid are the same; however, they
are actually different programs. Medicaid is run by states individually,
and it provides coverage to individuals with a low-income. Some people
actually qualify for Medicaid
Are You Receiving Social Security Disability?
Suppose you are under the age of 65, but you are receiving
Social Security Disability benefits. You may be entitled to Medicare Part A if any of the following is true:
If you are interested in applying for
SSD benefits, or learning more about Medicare coverage under the Social Security Disability program,
Dallas SSD attorneys today.
- You have been receiving SSD benefits for 24 months.
- You are receiving SSD benefits because you have been diagnosed with Lou
- As a government worker, you’ve worked long enough and paid Medicare
taxes, and you have been receiving SSD benefits for at least 24 months.
- You’re at least 50-years-of-age, and you’re a widow(er) or
divorced widow(er) and your spouse worked for the government long enough
to pay Medicare taxes, and you meet the Social Security program’s
- You have been diagnosed with permanent kidney failure and you meet the
requirements for Medicare.