5 Things You Need to Know About Social Security Disability Benefits

5 Things You Need to Know About Social Security Disability Benefits

When we are strong, healthy and physically able to work, the thought of being disabled rarely enters our minds. But the chances of becoming disabled are probably higher than most of us think.

According to the Social Security Administration, a 20-year-old worker has a 1-in-4 chance of becoming disabled before he or she reaches full retirement age.

To give you some quick facts, here are the 5 things that you should know about Social Security Disability benefits. If you have further questions, don’t hesitate to reach out to our Dallas Social Security Disability attorneys for help.

1. To qualify, you must be unable to work. Social Security Disability benefits are for workers who have a medical condition that is expected to last at least one year, or end in death.

2. You must have worked long enough to qualify. You be able to show that you’ve worked long enough under Social Security’s guidelines. If you have not worked long enough to pass the SSA’s duration of work test, you cannot receive SSD benefits.

For example, if you are 34-years-old, you generally need 3 years of work experience. If you’re 50, then you must have worked for at least 7 years.

3. The application can take up to 5 months to process. Since the application takes from 3 to 5 months to process, it’s important that you apply for disability benefits as soon as you become disabled.

4. The Social Security Administration will ask your doctors questions. The Disability Determination Services office in your state will ask your doctors about your condition. The agency will consider all of the facts of your case and use the medical evidence provided by your doctors, hospitals, clinics, and other facilities that have treated you.

5. Certain family members may qualify for benefits under your work record. These individuals include your spouse if they are at least 62, your spouse at any age if they are caring for your child who is under 16 or disabled, your unmarried child who is under 18, or an unmarried child who is 18 or older but has a disability that started before they were 22 (the child’s disability must meet the SSA’s definition of a disability).

Are you interested in applying for Social Security Disability benefits? Contact The Zendeh Del Law Firm, PLLC to schedule a consultation with a member of our legal team. We are A+ Rated by the BBB, selected for inclusion in Super Lawyers®, and AV Preeminent® Rated by Martindale-Hubbell®.