What You Need to Know About Social Security Disability Benefits

What You Need to Know About Social Security Disability Benefits

If you are interested in applying for Social Security Disability benefits, there is a good chance that you are not very familiar with how the system works. We encourage you to continue reading to learn about the basics of Social Security Disability benefits.

If you have further questions, don’t hesitate to contact a Dallas Social Security Disability attorney from our office for help.

When do payments start? Social Security Disability payments do not start until after you have been disabled for at least five months. The payments usually begin with the sixth month of disability.

How long will the payments last? Generally, payments continue as long as the medical conditions lasts and you cannot work. However, this doesn’t mean that benefits last indefinitely.

How are the benefits paid? SSD benefits are paid on a monthly basis. People usually receive benefits on their birth date. If you’re receiving benefits under your spouse, then your benefit date will be determined by your spouse’s birthday. These days, the payments are sent electronically, via a direct deposit.

Paying taxes on your benefits. Some people who receive Social Security are required to pay taxes on their benefits. People have to pay taxes on their benefits only when they have substantial income in addition to their Social Security benefits. For example, if you filed a federal tax return as an “individual,” and you earn more than $25,000, then you’ll have to pay taxes.

Will my medical condition be reviewed periodically? In a word, yes. With the advances in rehabilitation and medical technology, many people with disabilities are able to return to work eventually. That said, the Social Security Administration will review your case periodically to ensure that you are still disabled.

What are my reporting requirements? You are required to report the SSA if: 1) there’s a change in your ability to work, 2) you return to work, or 3) you experience an improvement in your medical condition.

What if I don’t agree with one of the SSA’s decisions? If you don’t agree with the payment amount or any decision made by the SSA, you have the right to appeal their decision. Your request must be submitted in writing and received by the Social Security office within 60 days of the date that you received the letter containing their decision.

What happens when I reach full retirement age? If you reach full retirement age while you’re receiving SSD benefits, your disability benefits will automatically become retirement benefits, however, the amount won’t change.

Contact The Zendeh Del Law Firm for representation throughout Plano, Dallas, and Fort Worth.