Workplace Injuries in Plano

Workplace Injuries in Plano

Were you injured on the job? If you’re like a lot of people, you are concerned about who will be paying your medical bills, or if you don’t have insurance you could be worried about “how” they are going to get paid.

Beyond the immediate medical bills, it’s important that you have access to funds so you can pay your rent or mortgage, your car and insurance payments, and all of your other monthly obligations.

If you work for a government entity, then your injuries are more than likely covered by your employer’s workers’ compensation insurance – and that’s consoling. But, if you are in construction, or if you work for a private employer, there’s a chance that your employer doesn’t have workers’ comp, here’s why.

Workers’ Comp Insurance Isn’t Always Mandatory

In Texas, workers’ compensation is a state-regulated insurance program that provides medical and cash benefits to employees who sustain a work-related injury or illness. While many states require that virtually every employee is covered, in Texas there’s a catch.

Texas doesn’t require that private employers carry workers’ compensation coverage for their employees. Since employers are expected to notify their employees if they don’t have workers’ compensation insurance, there’s a good chance that you have already been informed.

If Your Employer Has Workers’ Compensation

If your employer does have workers’ compensation insurance, you must report your injury to your employer within 30 days from the date of the accident, or from the date that you found out that your injury or illness was job-related.

If you fail to notify your employer within 30 days, valuable benefits could be lost.

If Your Employer Doesn’t Have Workers’ Compensation

If your employer does not have workers’ compensation insurance, it doesn’t mean that you don’t have rights. There are other ways to pursue compensation; for example, in a personal injury claim.

Each workplace accident is unique, and how and where we pursue compensation will depend on the facts of the case. For example, if you were injured while driving a vehicle for you job, we may be able to file a car accident claim.

On the other hand, if you were injured in a construction accident, we may be able to file a claim against a subcontractor, the manufacturer of defective machinery, or against the property owner’s insurance company.

Our point is, if you were injured, there is a very good chance that you are entitled to compensation, regardless if your employer has workers’ compensation insurance or not.

Let us help you flex your rights and get the compensation you need to recover and take care of your family.

Contact The Zendeh Del Law Firm, PLLC today to schedule a consultation with a Plano personal injury attorney!