Social Security Disability Basics

Social Security Disability Basics

Are you interested in applying for Social Security Disability benefits? If so, we encourage you to read on as we provide some basic information about your rights and responsibilities while receiving SSDI benefits.

In order to receive SSDI benefits, you cannot start receiving payments until your disability has lasted at least five months. Generally, an approved applicant can start receiving their benefits on their sixth month of disability.

Once you are approved for benefits, Social Security will send you a notice explaining how much your disability payments will be each month and when they will begin.

What if my family members are eligible for benefits based off my work record? In that case, they will receive a separate notice from the Social Security Administration.

How long do payments last?

Unlike other disability programs, such as workers’ compensation that is often capped once you reach a certain time limit, disability payments continue so long as your medical condition continues, making it so that you are unable to work.

There is however, no guarantee that benefits continue indefinitely. Due to advances in medical science and rehabilitation, many people are eventually able to return to work once they recover from a serious accident or illness.

Your Responsibility to Report to the SSA

The SSA requires that you report the following:

  • If you decide to go back to work,
  • Your disabling condition improves,
  • You move to a new address, and
  • You receive a check that you know you should have not received.

What happens when I reach retirement age?

If you are in the midst of receiving your SSDI benefits and you reach full retirement age, then your disability benefits will convert to retirement benefits. This happens automatically and despite the conversion, your benefit amount actually stays the same.

To apply for SSDI benefits, contact The Zendeh Del Law Firm today!