The Law Caps Your Disability Benefits

Here’s how it works: the SSA adds your monthly SSD payment to your workers’ comp and any other public disability payment you are receiving. The sum cannot exceed 80 percent of your average current monthly earnings. If it does, SSA deducts the excess from your payments. Thus, if you are close to the 80 percent cutoff already with the benefits you are currently receiving, you might want to consider whether it will be worth the time and effort to pursue SSD benefits.

However, many people would certainly benefit from getting both workers’ comp and SSD benefits to help pay their bills. If you qualify for both, getting the maximum benefits to which you are entitled can improve your family’s life.