Mental Disorder Disability Benefits In Plano

Who Can Receive SSDI?

According to the National Alliance on Mental Illness (NAMI), millions of individuals in the United States receive SSDI ever year. Additionally, approximately 2.5 million new applications are filed every year. If an individual has been unable to work for a year, he/she may qualify for benefits. According to NAMI, the average social SSDI monthly payment is $900. Sometimes, individual are able to claim multiple social security benefits. Additionally, local programs may be used to supplement your SSDI income. Usually, when your claim for SSDI is accepted, you are more likely to receive benefits from local programs.

Factors To Consider

Even if you have a clear mental illness, your claim will not be automatically accepted. SSDI eligibility is determined by your ability to work and your ability to obtain and hold a steady job. If you or a loved one have a clear mental illness or disability but are still able to work, your claim will probably not be accepted. When you apply, the SSA will take several factors into consideration.

• Earnings – First, the Social Security Administration will take your monthly income into consideration. If you are able to make $900 a month, your application will probably not qualify. Remember: SSDI benefits are determined by your ability to work, not your actual disability. If you are disabled, but you hold a steady job, the Social Security Administration probably will not approve your application.
• Degree of disability – The Social Security Administration will also consider the severity of your mental illness. For instance, if your ability interferes with work, and basic activities, you may be eligible for benefits. If your illness does not keep you from completing basic, work-related tasks, your application will probably be denied.
• Medical Criteria – If your medical conditions meet the medical criteria for SSDI (as determined by the Social Security Administration), your application may be accepted. Depending on the complexity of your medical conditions, the SSDI may be able to decide your case relatively quickly. Other cases take more time.
• Work – If you are unable to participate in the same type of work that you were able to achieve in the past 15 years, the Social Security Administration will take into consideration whether or not you are able to work in another vocation. If you are unable to sustain any type of job, your application is more likely to be accepted.

Disability Programs

There are a variety of Social Security programs available to individuals in the United States. Sometimes, disabled individuals are eligible to receive payment from multiple Social Security programs. For instance, you may be eligible to receive benefits from Supplemental Security Income (SSI) and Social SSDI. Generally speaking, SSI is designed to help people who are disabled, unable to work and financially challenged; SSDI targets people who have been able to work in the past, but are currently unable to work due to a disability. For instance, if you or a loved one held a steady job, developed a mental illness and became unable to work, SSDI may be appropriate. Generally speaking, SSDI payments are larger than SSI benefits. The amount of money that you are eligible to receive depends on several variables, including your work history and other factors.