When you were healthy and able to work, you may have not given much thought to disability. Perhaps it was simply something you’d hear about on occasion or you’d see articles about it in the newspaper. It’s probably not something you thought would happen to you, until it did. According to the Social Security Administration (SSA), “Studies show that just over 1 in 4 of today’s 20-year-olds will become disabled before reaching age 67.” So, if you’re one of those 1 in 4, it’s not surprising considering your chances of becoming disabled before your 68th birthday. The SSA goes on to say, “few of us think about ensuring we have a safety net to fall back on should we become disabled. This is an area where Social Security can provide valuable help to you.” Now that we know the SSA is here to help disabled workers, let’s take a look at what it takes to qualify for disability benefits:
- While you were working, you must have worked jobs that were covered by Social Security. Meaning, you paid into the system by paying Social Security taxes.
- You must meet the SSA’s definition of “disabled,” which basically means your disabling condition is expected to last at least one year or result in death.
How Long Do SSD Benefits Last?
If you are approved for disability benefits, they should last as long as you need them. Once you are able to return to work on a regular basis, your benefits will end. Fortunately, the SSA has created “work incentives” for people; these provide continued healthcare and benefits so people can transition back to work. “What happens if I’m receiving disability benefits and I reach full retirement age?” In that case, “your disability benefits automatically convert to retirement benefits, but the amount remains the same,” says the Social Security Administration.
To apply for disability, contact our firm to arrange a consultation with an experienced Dallas Social Security Disability Attorney!